How to Teach Kids About Investing Using Everyday Language

Make Investing Easy (and Fun!) to Understand

You don’t have to be a stockbroker to teach your kids about investing. You just need to keep it real and relatable. Here's how to break it down simply:

1. Use Real Brands

Explain that when they buy Nike shoes or eat McDonald’s, they’re using brands they could own shares in.

2. Define Stocks as Ownership

“A stock is a small piece of a company. When you buy one, you own a tiny part of that business.”

3. Talk About Growth Over Time

Show how money grows when it stays invested. Use visuals or charts — even toy blocks — to illustrate compound growth.

4. Use Investing Apps for Kids

Platforms like BusyKid or Stockpile let you gift stocks or simulate investing safely.

5. Tie Investing to Goals

“If you invest $5 a week, what could it become in 10 years?” Help them dream bigger.

Investing early doesn’t mean they need a brokerage account — it means they understand how money works to build wealth over time.

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👉 Stay tuned for: “The Budgeting Method That Works for Single Parents”

5 Simple Ways to Start a Money Journal as a Family

Track Your Growth, Build Your Wealth

Money journaling is a powerful way to stay focused, reflect on goals, and get your whole family aligned financially. Here's how to get started — and keep it going.

1. Choose a Shared Journal or App

Use a notebook, binder, or digital app like Notion or Google Docs that everyone can access.

2. Set Weekly Family Check-In Times

Write down what went well, where money slipped, and what the goals are for next week.

3. Include Everyone

Let the kids draw savings goals or write down how they earned/spent their allowance.

4. Track Wins and Lessons

Celebrate every time you meet a goal or improve a habit. Write down what you learned from any slip-ups.

5. Review Monthly Progress

Make it visual! Use charts or stickers to show how far you've come.

Money journaling turns finance into a family ritual — not a stressful task.

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👉 Up next: “Why Every Black Household Should Talk About Generational Wealth”