Track Your Growth, Build Your Wealth
Money journaling is a powerful way to stay focused, reflect on goals, and get your whole family aligned financially. Here's how to get started — and keep it going.
1. Choose a Shared Journal or App
Use a notebook, binder, or digital app like Notion or Google Docs that everyone can access.
2. Set Weekly Family Check-In Times
Write down what went well, where money slipped, and what the goals are for next week.
3. Include Everyone
Let the kids draw savings goals or write down how they earned/spent their allowance.
4. Track Wins and Lessons
Celebrate every time you meet a goal or improve a habit. Write down what you learned from any slip-ups.
5. Review Monthly Progress
Make it visual! Use charts or stickers to show how far you've come.
Money journaling turns finance into a family ritual — not a stressful task.
👉 Up next: “Why Every Black Household Should Talk About Generational Wealth”